a Record control number 000307329300025

a ISSN 1865-0929

a Original cataloging agency NEU GrandLibrary

a Language code of text/sound track or separate title eng

a Classification number QA76.9

b Item number .C74 2011

a Personal name Nwulu, Nnamdi I.

h Medium Electronic Document

a Title Credit Scoring Using Soft Computing Schemes: A Comparison between Support Vector Machines and Artificial Neural Networks.

c Statement of responsibility, etc Nnamdi I. Nwulu, Shola Oroja, Mustafa Ilkan.

c Date of publication, distribution, etc 2011.

b Name of publisher, distributor, etc Springer,

a Place of publication, distribution, etc Berlin :

a Summary, etc The recent financial crisis that has devastated many nations of the world has made it imperative that nations upgrade their credit scoring methods. Although statistical methods have been the preferred method for decades, soft computing techniques are becoming increasingly popular due to their efficient and accurate nature and relative simplicity. In this paper a comparison is made between two prominent soft computing schemes namely Support Vector Machines and Artificial Neural Networks. Although a comparison can be made along various criteria, this study attempts to compare both techniques when applied to credit scoring in terms of accuracy, computational complexity and processing times. In order to assure meaningful comparisons, a real world dataset precisely the Australian Credit Scoring data set available online was used for this task. Experimental results obtained indicate that although both soft computing schemes are highly efficient, Artificial Neural Networks obtain slightly better results and in relatively shorter times.

a Topical term or geographic name as entry element Computer science

a Topical term or geographic name as entry element Near East University Article

a Topical term or geographic name as entry element Yakın Doğu Üniversitesi Makale

a Topical term or geographic name as entry element Information Systems.

a Topical term or geographic name as entry element Credit Scoring

a Topical term or geographic name as entry element Soft computing schemes

g Relationship information 2011, Vol 194, p275-286

t Title Digital Enterprise And Information Systems

x International Standard Serial Number 18650929